Prysma’s Mission
Prysma Lending Group is a leading lender for the Latino community. Based in Danbury, CT, the company opened its doors 23 years ago with a clear focus: helping Latino and other minority families realize the dream of homeownership. As one of the first Tax ID (ITIN) lenders in the country, Prysma has proud roots in the community, helping thousands of families with over 1.5 billion dollars in closed mortgages.
My name is Monica Serva, and I started Prysma Lending Group in 2003 with a clear vision of helping the Latino community create financial freedom through homeownership.
This realization came about years before starting Prysma, when I worked as a mortgage professional in Florida and realized how unfairly minorities were treated by mortgage lenders. I knew I needed to change that.
These factors are the WHY Prysma Lending Group exists – to not only work in the interest of my clients but serve anyone, no matter their color or ethnicity.
Here at Prysma, all our staff is bi-lingual, speaking Spanish and English, while many also speak Portuguese. We are ready to help you achieve YOUR financial freedom through homeownership.
Prysma Lending Group, LLC is an Equal Housing Lender. We do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender or gender identity, marital status, age (so long as you have the capacity to enter into a legally binding contract), because any of your income is based on public assistance programs, or because you have exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580 and the banking departments of the states in which Prysma Lending Group, LLC is licensed or registered. We comply with all applicable laws when acting as a mortgage broker or lender in applicable states.
Prysma Lending Group is a Registered Mortgage Broker by the NYS Department of Financial Services, and operates as Prysma Home Funding in New York State. The name Prysma Lending Group, LLC is not authorized for use in the state of New York. Loans arranged through third parties.
#2250
NMLS
Connecticut Mortgage Lender License
ML-2250Connecticut Departmentof Banking
Florida Mortgage Lender License
#MLD605Florida Office of Financial Regulation
Georgia Mortgage Lender License
2250Georgia Department of Banking and Finance
Massachusetts Mortgage Broker License
MC2250Massachusetts Divisionof Banks
New Jersey Residential Mortgage Lender License
New Jersey Department of Banking and Insurance
New York Mortgage Broker Registration
#RMB 208427New York Department of Financial Services, LOANS ARRANGED THROUGH THIRD PARTIES
North Carolina Mortgage Lender License
L-231467North Carolina Commissioner of Banks Office
Pennsylvania Mortgage Lender License
#106843Pennsylvania Department of Banking and Securities
Texas - SML Mortgage Banker Registration
Texas Department of Savings and Mortgage Lending
#1 source for Tax ID loans
For more than two decades, we’ve helped thousands of families realize their dream of home ownership and we can help you with your Tax ID loan.
The Right Loan Options For Your Family
At Prysma Lending Group, we offer conventional loans (fixed-rate loans, adjustable-rate mortgages) and non-conventional loans (FHA loans, VA loans, Tax ID loans). We also offer refinancing options and reverse mortgages. Whatever your situation, we have the right loan option that fits your needs.
Your Dedicated Partners in Home Ownership
The mortgage loan process can look overwhelming, but it doesn’t have to be. You will have a dedicated, licensed mortgage loan originator to guide you through the process. They will sit down with you and answer all of your questions. We are here to help you navigate the waters of home ownership as your trusted partner.
Expanding Our Territory to Serve More States
Prysma was initially licensed as a correspondent mortgage lender in Connecticut and Florida, but quickly received the backing of several investors and the approval by the Housing Urban Department (HUD). The response from our clients was remarkable and Prysma grew quickly.
In 2005 we were approved under HUD’s Direct Endorsement Lender program, and thereafter started our Corresponding Division. From that point on, we’ve been striving to help as many families as we can achieve the dream of homeownership. In order to expand our reach, we also continued to grow our company and went on to obtain our mortgage lender license in Massachusetts and Florida as well as our mortgage broker registration in New York.
My husband, Luiz, an IT specialist with a degree in Business Management and former IT Director with over fifteen years of global IT experience with a leading semi-conductor corporation, joined Prysma to oversee our information technology, accounting, compliance and marketing activities.
Always Doing Right By Our Clients
Even during the financial meltdown of 2008/2009, our company continued to grow. We believe this growth was based on our philosophy of always doing right by our clients—meaning that we will always find the right mortgage for each kind of borrower and ensure that families can afford their mortgages as well as remain in their homes.
Today, we are comprised of a team of mortgage professionals who speak Portuguese, Spanish, and are dedicated to helping families buy their dream home. Equipped with state-of-the-art technology, we are able to expedite the mortgage application process. And as a leader in FHA loans, we have twenty-four hour decision making ability and we can close a FHA loan in ten business days. The only exception comes from our New York transactions, which are conducted through third party lenders. You should also be aware that all of our loans are underwritten in-house.
With so much success in the past and in the present, we can continue to look forward to the future of helping more and more families achieve their dreams. Here at Prysma Lending Group, we strive to secure mortgages for many, many years to come, while advancing and holding true to our objective of being the #1 mortgage lender for the Latino community.
Prysma is your trusted home loan provider, serving residents of Connecticut, Florida, Georgia, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, and Texas. Prysma is here to make people realize their dream of homeownership is entirely possible.
Our experienced loan professionals sit down with you to find the best rates and loan options for you and your family. We understand that owning a home can seem daunting, but we support you through every single step of the homebuying process.
Fill out the form or call today to learn which of our home loans is right for you. (203) 743-9985